Surge Credit vs
every other Bitcoin lender.
Pick a competitor to see a side-by-side breakdown of rates, terms, custody, and on-chain verifiability.
TradFi Lenders
Custodial platforms that hold your Bitcoin with a third party.
WrappedBTC DeFi
DeFi protocols that require wrapping BTC into a token like WBTC or cbBTC.
Multi-sig / DLCs
Bilateral or P2P lenders using multisig scripts on Bitcoin.