Trustless Maximalism.
Ambitious visions, academic papers, theoretical protocols. Some real. Some vaporware. Some outright scams wearing high-stake ambition as a mask.
Non-custodial credit
Bitcoin's next primitive.Non-custodial credit is
Bitcoin's next primitive.
Self-custody changed how Bitcoin is held. Payments changed how it moves. Non-custodial credit will change how it works.
You hold the hardest asset on earth.
Borrowing against it shouldn't feel like a bank.
But today it does. Custodial wallets, rigid terms, opaque custody, high rates driven by intermediaries. Bitcoin-backed lending has been built on TradFi rails, not on Bitcoin.
The ecosystem is divided. Neither extreme works.
Trustless Maximalism
Trustless
Maximalism
Surge
TradFi-
Centralized
TradFi-Centralized
Surge.
With advances in cryptography, MPC-TSS protocols, and stablecoins - non-custodial credit is no longer theoretical. It's built now. Surge sits at this intersection: real cryptographic infrastructure, practical product experience, no compromise on self-custody.
TradFi-Centralized.
Banking licenses, custodial infrastructure, familiar UX. But opaque, expensive, and everything Bitcoin was built to move past.
The people behind Surge
Built in Silicon Valley. Home at Presidio Bitcoin.
We are building the credit layer
Bitcoin has always needed.
Whether you want to learn more about Surge, ask questions about the product, or explore working together, we're happy to talk.